Mortgage Foreclosure Defense in Pittsburgh
Have you been struggling to make your mortgage payment?
Have you tried to get a mortgage modification, but can't get through to a human being?
Has the sheriff stopped by with mortgage foreclosure papers?
Unsure what options you have to keep your home?
Protecting Pennsylvania Homeowners from Mortgage Servicer Abuse and Foreclosure
If you are facing foreclosure, dealing with unexplained fees, or fighting mortgage servicer errors, you are not alone, and you are not powerless. Unbeknownst to many people, state and federal laws protect homeowners in their dealings with mortgage companies. The Law Office of Emily Gomez has years of experience assisting homeowners in handling mortgage servicing errors and foreclosure defense using the Real Estate Settlement Procedures Act (RESPA), Regulation X, and Pennsylvania foreclosure laws such as Act 6 and Act 91.
Lenders and mortgage servicers make mistakes. Sometimes those mistakes cost homeowners their homes. Our job is to hold lenders and servicers accountable and protect consumers’ rights.
Does your original lender still own your loan? If not, you may be able to defend the foreclosure if your current lender doesn’t have the necessary documentation. At closing, you signed both a Mortgage and a Promissory Note; your current lender must have both to foreclose.
Do you have other debts weighing you down? Depending on your overall financial picture, you might be best off filing a Chapter 13 bankruptcy. In certain circumstances, bankruptcy might be the best way to keep your house and get a fresh start.
How Do I Get Started?
Call our office today at (412) 378-5854 or book a free 15-minute consultation. We look forward to speaking with you and seeing if we can help.