Credit Report Errors?

We Can Guide You Through The Next Steps

Is there incorrect information in your credit report?  Is there information in your credit report that’s so old it should have disappeared? Have these credit report errors affected your ability to get a loan or a credit card?  Did the credit bureaus or the company reporting the information not do anything when you let them know what was wrong?

You Have the Right to an Accurate Credit Report

If any of this sounds familiar, you may be able to sue under a federal law called the Fair Credit Reporting Act (“FCRA”). Under FCRA, you have a right to an accurate credit report free of errors, mistakes, or inaccuracies. The three major credit bureaus (Experian, TransUnion, and Equifax), plus any companies reporting information about you, have a duty to investigate any errors you tell them about. If they don’t investigate, don’t conduct an inadequate investigation, or investigate but don’t correct the errors, you might have claims.

Errors are More Common Than You Think

Credit report errors are more common than you think.  According to a 2013 study by the Federal Trade Commission, some 20% of Americans have errors on their credit reports.  Errors can happen for many different reasons, including mistaken identity, identity theft, or the resale and re-reporting of old accounts.  Whatever the cause, errors on a credit report have serious consequences.  Incorrect and negative reporting can result in loans being denied, higher interest rates, or the denial of a needed security clearance.

Fix Your Credit Report Today

Call the Law Office of Emily Gomez today at (412) 378-5854 to learn more about how we can help.  You are entitled to an accurate credit report by law, and if a company or credit bureau refuses to fix a problem we will go to bat for you.  In the meantime, check and see if your credit report has errors by going to   If you have a clear-cut case, the credit bureaus or reporting agencies will pay both you and your legal fees! Don’t delay – call now.

What our Clients Say

Courteous and Recommended

Emily S. Gomez, Esq. represented us in a Civil Suit by a debt collector. We are not exactly sure how we selected her, but we are glad we did. Ms. Gomez promised to refund her fee if she did not win our case. The case was “dismissed with prejudice,” which means it is gone for good. Ms. Gomez was very courteous and professional as well as sympathetic to our situation. We wholeheartedly recommend her legal services .

Affordable and a Winner

Emily helped me with a case, she was easy and comfortable to talk to. She understood my problem, she was sympathetic and professional. She explained to me all the legal matters that I did not understand and gave me feedback frequently. She gave me possible outcomes and reassured me all the way. The case resolved quickly and at the end of it all she won the case. Her payments were also reasonable and worth every penny !! I would highly recommend her!

Professional and Convenient

Emily Gomez was very helpful, professional, she handled my case and won it without my presence in court. She is very attentive and understanding. She communicates with her clients on timely manner. It was such a pleasure working with her