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fight credit card lawsuit pa

How to Fight a Credit Card Lawsuit in Pennsylvania (Step-by-Step Guide)

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Understanding Magisterial District Courts The Magisterial District Courts (“MDJ”) of Pennsylvania are the lowest-level courts within the Pennsylvania judicial system. These are neighborhood courts, often found in strip malls or occupying storefronts in commercial areas. MDJ courts handle tens of thousands of civil, criminal, and municipal cases each year. Within Allegheny County alone, there are […]

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debt collector harassment

Fight Back Against Debt Collector Harassment in Pennsylvania

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Are You Being Harassed by Debt Collectors? Do the phone calls never stop? Are you getting threatening messages? Has a collector contacted your family, employer, or sent repeated letters, emails, or texts? If any of this sounds familiar, you may be experiencing illegal debt collection practices—and you don’t have to put up with it. At The Law Office of Emily Gomez,

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debt collector harassment

How to Stop Debt Collector Harassment: 7 Powerful Legal Steps That Actually Work

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Understanding Debt Collection Harassment What Is Debt Collection Harassment? Debt collection harassment occurs when a creditor or collection agency uses aggressive, deceptive, or abusive tactics to force a consumer to repay a debt. While collecting a legitimate debt is legal, harassing a debtor is not. Common forms of harassment include repeated phone calls, threatening language,

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dispute credit report

How to fix errors on your credit report (With or without a lawyer)

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What’s that on my credit report? It’s a common scenario.  You’re saving up for a big purchase, and keeping tabs on your credit score so you can get better terms when your score goes up.  Perhaps you’ve paid to enroll in a credit monitoring service by one of the credit bureaus: Equifax, Experian, and Transunion. 

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credit agency harassment

Harassment Lawyers – What Counts as Debt Collection Harassment?

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Federal and state laws that make debt collection harassment illegal are all well and good, but unless you know what counts as \”harassment,\” it\’s hard to know what to look out for. Both the FDCPA (federal law) and the FCEUA (Pennsylvania law) make it illegal for collectors to engage in \”any conduct, the natural consequence

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studentloan

Harassed by Collectors? Take Heart – You Have Rights.

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Have you fallen on hard times?  Are you having trouble paying the bills?  Are collectors calling several times a day, and making your life miserable? If this sounds like your situation, take heart.  A federal law called the Fair Debt Collection Practices Act (the \”FDCPA\”) provides powerful protections to people in just your situation.  In

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