Blog

Sued for credit card debt in Pennsylvania

How to Fight a Credit Card Lawsuit in Pennsylvania (Step-by-Step Guide)

Leave a Comment / Blog, Credit Cards, Lawsuit

How to Fight a Credit Card Lawsuit in Pennsylvania (Step-by-Step Guide)   Understanding Magisterial District Courts The Magisterial District Courts (“MDJ”) of Pennsylvania are the lowest-level courts within the Pennsylvania judicial system. These are neighborhood courts, often found in strip malls or occupying storefronts in commercial areas. MDJ courts handle tens of thousands of civil, […]

How to Fight a Credit Card Lawsuit in Pennsylvania (Step-by-Step Guide) Read More »

debt collector harassment

Fight Back Against Debt Collector Harassment in Pennsylvania

Leave a Comment / Blog, Debt Collectors, Fair Debt Collection Practices Act, FDCPA, Harassment, Lawsuit

Are You Being Harassed by Debt Collectors? Do the phone calls never stop? Are you getting threatening messages? Has a collector contacted your family, employer, or sent repeated letters, emails, or texts? If any of this sounds familiar, you may be experiencing illegal debt collection practices—and you don’t have to put up with it. At The Law Office of Emily Gomez,

Fight Back Against Debt Collector Harassment in Pennsylvania Read More »

debt collector harassment

How to Stop Debt Collector Harassment: 7 Powerful Legal Steps That Actually Work

Leave a Comment / Blog, Debt Collectors

Understanding Debt Collection Harassment What Is Debt Collection Harassment? Debt collection harassment occurs when a creditor or collection agency uses aggressive, deceptive, or abusive tactics to force a consumer to repay a debt. While collecting a legitimate debt is legal, harassing a debtor is not. Common forms of harassment include repeated phone calls, threatening language,

How to Stop Debt Collector Harassment: 7 Powerful Legal Steps That Actually Work Read More »

dispute credit report

How to Fix Errors on Your Credit Report (With or Without a Lawyer)

Leave a Comment / Blog, Credit Reporting, Credit Score

What’s that on my credit report? It’s a common scenario.  You’re saving up for a big purchase, and keeping tabs on your credit score so you can get better terms when your score goes up.  Perhaps you’ve paid to enroll in a credit monitoring service by one of the credit bureaus: Equifax, Experian, and Transunion. 

How to Fix Errors on Your Credit Report (With or Without a Lawyer) Read More »

credit agency harassment

Harassment Lawyers – What Counts as Debt Collection Harassment?

Leave a Comment / Blog, Questions

Federal and state laws that make debt collection harassment illegal are all well and good, but unless you know what counts as \”harassment,\” it\’s hard to know what to look out for. Both the FDCPA (federal law) and the FCEUA (Pennsylvania law) make it illegal for collectors to engage in \”any conduct, the natural consequence

Harassment Lawyers – What Counts as Debt Collection Harassment? Read More »

dispute credit report

Check Your Credit Report: Why It Matters and How to Get It Free

Leave a Comment / Blog, Questions

Have you checked your credit report lately?  By some estimates, as many as 40 million Americans have errors on their credit reports.  If serious, an error can cause someone to be unable to buy a car, qualify for student loans, or otherwise obtain credit.  To check on your credit report, go to http://www.annualcreditreport.com.  Once a

Check Your Credit Report: Why It Matters and How to Get It Free Read More »