News and Articles
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How to Fight a Credit Card Lawsuit in Pennsylvania (Step-by-Step Guide)
Understanding Magisterial District Courts The Magisterial District Courts (“MDJ”) of Pennsylvania are the lowest-level courts within the Pennsylvania judicial system. These are neighborhood courts, often found in strip malls or occupying storefronts in commercial areas. MDJ courts handle tens of thousands of civil, criminal, and municipal cases each year. Within
Fight Back Against Debt Collector Harassment in Pennsylvania
Are You Being Harassed by Debt Collectors? Do the phone calls never stop? Are you getting threatening messages? Has a collector contacted your family, employer, or sent repeated letters, emails, or texts? If any of this sounds familiar, you may be experiencing illegal debt collection practices—and you don’t have to put up with it. At The
How to Stop Debt Collector Harassment: 7 Powerful Legal Steps That Actually Work
Understanding Debt Collection Harassment What Is Debt Collection Harassment? Debt collection harassment occurs when a creditor or collection agency uses aggressive, deceptive, or abusive tactics to force a consumer to repay a debt. While collecting a legitimate debt is legal, harassing a debtor is not. Common forms of harassment include
What to do if you’re sued in a Credit Card Lawsuit in Pennsylvania?
Who’s that knocking at the door? Why am I being asked to sign for a letter? You knew it was coming. For the past several months (or years), it’s been a struggle putting food on the table. Some months it just wasn’t possible to make ends meet without turning to
How to fix errors on your credit report (With or without a lawyer)
What’s that on my credit report? It’s a common scenario. You’re saving up for a big purchase, and keeping tabs on your credit score so you can get better terms when your score goes up. Perhaps you’ve paid to enroll in a credit monitoring service by one of the credit
Harassment Lawyers – What Counts as Debt Collection Harassment?
Federal and state laws that make debt collection harassment illegal are all well and good, but unless you know what counts as \”harassment,\” it\’s hard to know what to look out for. Both the FDCPA (federal law) and the FCEUA (Pennsylvania law) make it illegal for collectors to engage in
Harassed by Collectors? Take Heart – You Have Rights.
Have you fallen on hard times? Are you having trouble paying the bills? Are collectors calling several times a day, and making your life miserable? If this sounds like your situation, take heart. A federal law called the Fair Debt Collection Practices Act (the \”FDCPA\”) provides powerful protections to people
Defending a Foreclosure Lawsuit in Pennsylvania
If you\’ve been sued in a foreclosure lawsuit, you\’re probably under a lot of stress and are struggling with what to do. You may be getting a lot of letters from bankruptcy attorneys in the mail, and are wondering whether or not bankruptcy is your only option. For some people
Checked Your Credit Report Lately?
Have you checked your credit report lately? By some estimates, as many as 40 million Americans have errors on their credit reports. If serious, an error can cause someone to be unable to buy a car, qualify for student loans, or otherwise obtain credit. To check on your credit report,